Perfect starter home for first time buyer! Home has been recently remodeled and in very good condition. Property features newer windows, newer kitchen and beautiful front and backyard. Come quick as this property will not last!
Ask us how you can purchase with home with just $1,000 Down! Bad Credit OK, Bankruptcy OK, Foreclosure OK!
Call us at 562-652-7667 for your private showing today!
You can also take a closer look with our Virtual Tour.
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Saving the California Dream with the Homeowners Bill of Rights
Just signed on Wednesday July 11th 2012, this bill should slow down the number of foreclosures per month by one major way called “dual-tracking”. This would prohibit the banks from being able to simultaneously work with the homeowners on a possible loan modification or short sale and at the same time still proceed with the foreclosure process. Bank have continually done this in an effort to keep these transactions handled in a timely manner as loan modification and short sales takes months to complete and require much paperwork to complete including past 2 years complete tax returns, w2′s, paystubs, bank statements , etc.
While this could be great for homeowners, this bill will not take effect until January 1st, 2013. Also, this bill would require the homeowners to become much more proactive about their situation. Currently, we see homeowners who are 90-120 days behind on payments and are not willing to take direction or advice and for the majority; only willing to work with anyone once their home is scheduled for auction in the next few weeks.
If this is the case, I believe the bank will work much more diligently on the foreclosure process on their end as to avoid any possible loss mitigation services. Also, as stated in the video below this will completely bog down our court systems and take even longer to close and short sale transactions taking our economy even longer to recover.
This bill in theory will be great for homeowners, but just as stated in the video below will only delay the inevitable of the property going to foreclosure or becoming a short sale.
Receive up to $30,000 to proceed with a Bank of America Short Sale
WOW! Some great news for homeowners who are currently behind on their mortgage payment with Bank of America. Bank or America is now giving up to $30,000 to their clients who are behind in mortgage or can no longer afford their mortgage and wish to do a short sale.
In case you don’t know what a short sale is, let me me bring you up to speed. A Short Sale is a Real Estate Transaction where the current homeowner can no longer afford thier current mortgage and want to sell the property but the only problem is they are “upside down” on the home meaning they owe more than what the property is currently worth. For Exaple; John Smith bought a property in 2008 for $500,000 but in todays market is only worth $325,000. Typicaly, John would not be able to sell the property because he does not have enough equity to what he owes. This is where the Short Sale kicks in and the Homeowner or Realtor would negotiate with their mortgage company get the back to essentially take the loss on the property as well pay for all costs incurred from the sale such as Realtor Commissions, Escrow Fees, Buyer’s Closing Costs; etc. In turn the bank would not have to deal with any evictions, tacking back properties in poor condition and for the homeowners they will no longer be liable for the debt and take a much less severe hit on their credit.
Now, with this new program by Bank of America homeowners could be eligible to receive up to $30,000 in moving assitance. Great news for our homeowners as this will make the process much more of a solution for them. As part of this new program homeowners would still have to qualify in addition be prepared for the task of pursing a short sale which is no easy task as short sales require a lot of attention but is the most beneficial for the homeowner who can no longer afford their mortgage. [click to continue…]
#1 Office in Santa Fe Springs, Just Featured in Los Angeles Times
Wow, it feels like we just opened and already we have climbed to the top of the sales for the city of Santa Fe Springs!
Just featured in the Los Angeles Times itself is our office located at 12631 E Imperial Highway Suite B214 Santa Fe Springs, CA 90670.
This is has been a dream for Frank Amador & Jonathon Villaescusa for the past year and have now accomplished this in just under 6 months!
Thinking of buying, selling or a career change? We guarantee we are the best suit office for you with many Specialists in Home Buying, Home Selling, Avoiding Foreclosure, Short Sales and creating Top Real Estate Agents.
Take a look at the Los Angeles Times Picture below and see for yourself. [click to continue…]
Pretty Bold statement don’t you think? We think so too, but we feel that we have to put our reputation on the line to reassure you that you are getting the best possible service guaranteed. How many other real estate agents in southern california would be able to put this in writing for you?
We’re probably the only ones and we will put it in writing that we will buy the property from you cash if we can not sell it.
If you are looking to sell your home, don’t you want to have the peace of mind that you are selling your home guaranteed?
For your Free Report on Your Home SOLD Guaranteed or we Buy it Cash fill out the form below. [click to continue…]
Bank of America starting to Lease-Back properties to Homeowners – Is it too Late?
Just as Bank of America is falling apart they go and talk about doing some good in America. Now this is all just talk at this point in time but if rolled out many home owners would be able to sell their home and still be able to live in it – just no longer be the home owner.
Since the bubble has bursted the use of a “Lease-Back Agreement” has been Illegal by all bank stating on the short sale approval letter that homeowners are not allowed to remain in possession of the home after the close of escrow. [click to continue…]
You are not alone Even PopStar Rihanna is doing a Short Sale!
Just to shed some light on the subject of Foreclosure & Short Sales…this economy is hitting everyone and this is the proof! Homeowners have many options when it comes to avoiding foreclosure and the one that Rihanna found to be the best is doing a short sale on here $4.5 Million Beverly Hills Estate. Why do you think she did this? In many cases (95% as not all short sales actually close) the short sale will remove all debt from the property and will not allow the bank to come after you for any remainder of the debt after foreclosure. [click to continue…]
Aaron Aldama has been a Realtor for many years now in the California Real Estate Industry as has made a name for himself with exceptional customer service. Specializing with Home Buyers in the Orange County area, Aaron is more than qualified to find you the best deal on the market…and one you can call Home!
With the rise of Bank Bank Owned Homes and Short Sales, Aaron has also made the necessary adjustments [click to continue…]
Bank of America Short Sales Failing for Homeowners
Well, it seems that Americas largest bank; Bank of America, is tightening up it’s guidelines now when it comes to Short Sales. For the past say 4 years(since the bubble popped) Bank of America has been the worst bank when it comes to negotiating a short sale for homeowners and now with even stricter rules it does not sound promising to future home sellers who are in foreclosure. [click to continue…]
The Mortgage Forgiveness Debt Relief Act and Debt Cancellation
The Mortgage Forgiveness Debt Relief Act and Debt Cancellation helps homeowners who are doing a Short Sale by relieving their obligation to pay their mortgage and take a less severe hit on their credit. The Act will perform as such:
Example A; John and Jane Smith purchased a home for $500,000 in 2007. Fast forwarding to 2011 John and Jane Smith have fallen behind on payments due to a job loss and would like to sell their house in a short sale and avoid foreclosure. They are being proactive about their situation and in the process can also receive up to $3,000 [click to continue…]
10222 Kauffman Avenue South Gate CA 90280
Saving the California Dream with the Homeowners Bill of Rights
#1 Office in Santa Fe Springs, Just Featured in Los Angeles Times
Your Home SOLD Guaranteed or we Buy it Cash
Bank of America starting to Lease-Back properties to Homeowners – Is it too Late? 
Aaron Aldama Realtor at Excellence Real Estate
Bank of America Short Sales Failing for Homeowners
The Mortgage Forgiveness Debt Relief Act and Debt Cancellation
